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Bicycle Insurance

We are currently the only bicycle insurer to offer short term and annual policies. We understand that different riders have different needs, and we want to provide you with as much flexibility as possible.

Short term policies offer all the same cover as our annual policies, but just for a single event or holiday. Annual policies cover your bicycles year-round for every ride.

Short term policies are available on our Performance and Ultimate Bicycle Insurance tiers. Annual policies are available with all levels.

Please provide us with the length of cover you require.

Tell us about all the beautiful bicycles you wish to cover, for you and your immediate family. We offer a very generous 60% multi bike discount.

Bicycles must be owned by you, a member of your family who lives permanently with you, or a bike which you are legally responsible for such as a hire bike.

You currently have {{Basket.BicycleQuotes[0].Bicycles.length}} {{BicycleText}}, with a combined value of £{{TotalBicycleValue}} on the current quote.

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Invalid number, please use numbers only.
We cannot offer cover for any bicycle with a value of more than £{{MaxBicycleValue}}.
Bicycle value cannot be less than £250.

In most cases the price you paid, new or second hand is the value of your bike. Visit the FAQ's in the infozone on our website for more information.

You need to add at least one bicycle before proceeding.
Looks like you have started adding or editing a bicycle. Please review your changes before you proceed.

Accessories such as bottle cages and bike computers can be added to your policy. The first £250 of accessories are included for free on all polices. Please note, stolen or damaged accessories and clothing can only be claimed for if the bicycle is stolen or damaged at the same time. However, we do cover theft of wetsuits and helmets from a transition zone under the Ultimate policy, and accidental damage to additional wheels on Performance and Ultimate Policies. Additional wheelsets, helmets and clothing need to be added to your policy separately to accessories.

£

If you have additional wheelsets you wish to insure, for example a second pair of wheels you keep for racing, please enter their value here. Your primary pair of wheels should form part of the total bike value.

£
Additional wheelsets cover is not available as part of our Essentials cover. If you'd like to insure additional wheelsets, please select Performance or Ultimate cover.

If you are making a claim for your bicycle, you can claim for clothing damaged in the same incident up to the limit selected below. Over and above, helmets and wetsuits stolen from a transition zone can be claimed for independently.

Please provide us with the value of cover required for helmet, clothing and wetsuits.

We offer three levels of insurance to suit your requirements, from the race ready 'Ultimate' to the sportive focused 'Performance' and the no frills 'Essential'. Depending on your bike details and how long you need cover for, some options may be unavailable.

You have reached the limit for your selected Bicycle Insurance tier. In order to continue we’ve moved you up to our Ultimate tier. Essentials policies are unavailable for durations of less than a year, and our Performance and Essential tier policies both contain lower limits on bike values than our Ultimate tier. For more information on the limits of each of our Bicycle Insurance tiers, please refer to our comparison table.

Essential
Our Essential level bicycle insurance is available as an annual policy for bikes valued up to £1,000 each, and policies totalling £3,000 including accessories. If you need to cover more expensive bikes, or you are looking for a short-term policy, please have a look at our Performance and Ultimate Bicycle Insurance tiers.
Performance
Our 'Performance' level bicycle insurance is available for bikes up to £3,000 each, and you can add up to £10,000 onto the policy including bikes, accessories, wheels and clothing. If you need to cover more expensive bikes, please have a look at our Ultimate Bicycle Insurance tier.
You need to provide the level of cover to proceed.
Please provide us with the number of claims you have made in the past 3 years.
Unfortunatly we cannot provide cover if you have had three or more claims in the last three years.
Cover start date is required.
The date above is invalid, please check and supply a valid date.
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  • I am a resident in the UK.

  • I have never been convicted of a criminal offence which is required to be disclosed under the rehabilitation of offenders act at the date of this insurance application.

  • I have never had a policy cancelled, voided or renewal refused.

  • I understand the security requirements of this policy, for a user friendly guide click here.

You must agree with the statments above to proceed.
We cannot offer cover if the total value of cover is over £{{MaxTotalCoverInsured}}. Your current value of total cover is £{{TotalCoverInsured}}. Please adjust to proceed. £250 worth of accessories are included as standard, so that has been factored in.
You may only proceed if all required fields above have been supplied.
Please review the message(s) above in order to proceed.

 

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