Bicycle Insurance

WELCOME BACK TO YELLOW JERSEY

This year, we need you to split out the make and model of your bike(s) with as much detail as possible (year, colour etc). We also need you to tell us a bit more about them before we can renew your policy.

WELCOME BACK TO YELLOW JERSEY

Whilst you're here, we need you to split out the make and model of your bike(s) with as much detail as possible (year, colour etc). We also need you to tell us a bit more about too them before we can update your policy.

WELCOME BACK TO YELLOW JERSEY

Before you can proceed with your saved quote, we need you to split out the make and model of your bike(s) with as much detail as possible (year, colour etc). We also need you to tell us a bit more about them before you can purchase the policy.

Welcome to Yellow Jersey

Thanks for choosing us!

We require some more information about your bike(s) before we can finish your quote

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Bicycle {{ $index + 1 }} - £{{ bike.Value }}

Make

Please enter make

Model

Please enter model

Type:

Please select a bike type

Is your bike electric?

Please select whether this bike is electric

Did you buy this bike new or second hand? ?

Please select whether this bike was bought new

BASKET DETAILS ADJUSTMENT DETAILS MORE DETAILS TOTAL INCL. TAX {{BasketCosts.Total | currency:"£"}}

{{GetBicycleTypeOfCover(Basket.BicycleQuotes[0].TypeOfCover)}} {{Basket.BicycleQuotes[0].IsRenewal ? 'Renewal' : 'Bicycle'}}	{{BasketCosts.BicycleCost \| currency:"£"}}
{{ bicycle.Make }} {{ bicycle.Model }}	{{ bicycle.InsuredCostAnnual \| currency: "£" }} multi-bike discount ebike discount
{{(BasketCosts.BicycleDiscount / BasketCosts.BicycleCost) * 100 \| number: 0}}% Discount	-{{BasketCosts.BicycleDiscount \| currency:"£"}}
Referral Discount	-{{BasketCosts.ReferAFriendDiscount \| currency:"£"}}
Diamond Discount	-{{BasketCosts.AdditionalDiscount \| currency:"£"}}
Free DNA+ kit	£ 0.00
Travel Insurance:	{{BasketCosts.TravelCost \| currency:"£"}}
{{(BasketCosts.TravelDiscount / BasketCosts.TravelCost) * 100 \| number: 0}}% Discount	-{{BasketCosts.TravelDiscount \| currency:"£"}}
{{item.AddOn.ShortName}}	{{item.AddOn.Price \| currency:"£"}}
Discount Code:	{{Basket.PromotionalCode}}

Add discount code

DO YOU NEED COVER FOR YOUR BIKES?

Our travel insurance is designed to cover your emergency medical costs in the event of a cycling accident abroad. It does not cover any damage to your bikes or equipment while traveling or riding.

If you need cover for your bikes, this is available separately as either an annual or short-term bicycle insurance policy.

Would you like to add cover for your bicycles?

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We've applied your {{membershipType}} discount based on your membership level. Your premium is now {{BasketCosts.Total | currency:"£"}}, saving you {{BasketCosts.BicycleDiscount + BasketCosts.TravelDiscount | currency:"£"}}. The basket above has been updated.

Bicycle Insurance

How long do you need cover for? ?

We are currently the only bicycle insurer to offer short term and annual policies. We understand that different riders have different needs, and we want to provide you with as much flexibility as possible.

Short term policies offer all the same cover as our annual policies, but just for a single event or holiday. Annual policies cover your bicycles year-round for every ride.

Short term policies are available on our Performance and Ultimate Bicycle Insurance tiers. Annual policies are available with all levels.

Please provide us with the length of cover you require.

A few details about your bike(s) and power meters. ?
We’ll apply a 60% multi-bike discount to each additional bike on your policy, including your family's bikes.

Tell us about all the bicycles you wish to cover, for you and your immediate family who live with you. We offer a very generous 60% multi-bike discount.

Bicycles must be owned by you, a member of your family who lives permanently with you, or a bike which you are legally responsible for such as a hire bike.

- All bicycles must belong to you, or a family member who lives with you
- You must include POWER METERS & UPGRADES in the value of your bike
- You need to click ADD TO QUOTE to add your bike to the quote

Make

Model

Bicycle Type

Is this bike electric?

Purchased / Hire Bike? ?

Value ?

Invalid number, please use numbers only.

We cannot offer cover for any bicycle with a value of more than £{{MaxBicycleValue}}.

Bicycle value cannot be less than £{{MinBicycleValue}}.

In most cases, insure your bike for the price you paid for it (new or second hand).
Do not depreciate the bike value or insure it for what you think it’s worth today.
You must include power meters & upgrades in the value of the bike.
If you are unsure, please read our handy bike value guide.

You need to add at least one bicycle before proceeding.

Looks like you have started adding or editing a bicycle. Please review your changes before you proceed.

Electric Bikes

This policy is for motor assisted pedal cycles only
It provides no cover for electric mopeds or motorbikes, or bicycles which have been converted to run on an electric motor
Electric pedal cycles must be permanently limited to 15.5mph, with a maximum motor power of 250w. Electric pedal cycles must not have a throttle, and the electric motor should only engage while pedalling

New Bikes

You must value the bike at the price paid for it
If you bought it at a significant discount from a retailier, you CAN insure it for the RRP at the time of purchase.
You cannot choose the price based on what you think it's worth today.
You must include power meters and upgrades in the value of your bike: e.g pedals and saddles.
You must have proof of purchase for this bike e.g. paper or electronic receipt

Second Hand Bikes

You MUST insure the bike for the price you paid for it.
You CANNOT choose the price based on todays RRP or what you think it's worth.
You must include power meters and upgrades in the value of your bike: e.g pedals and saddles.
You must have proof of purchase for this bike e.g. receipt from ebay, gumtree or trusted retailer

Hire Bikes

Bicycles hired by you from a recognised bicycle hire company can be insured with Yellow Jersey.
Hire bikes must be insured for their full RRP as new with no depreciation.
You must have proof of your hire agreement with the hire company.

New Bikes

You must value the bike at the price paid for it
If you bought it at a significant discount from a retailier, you CAN insure it for the RRP at the time of purchase.
You cannot choose the price based on what you think it's worth today.
You must include power meters and upgrades in the value of your bike: e.g pedals and saddles.
You must have proof of purchase for this bike e.g. paper or electronic receipt

Second Hand Bikes

You MUST insure the bike for the price you paid for it.
You CANNOT choose the price based on todays RRP or what you think it's worth.
You must include power meters and upgrades in the value of your bike: e.g pedals and saddles.
You must have proof of purchase for this bike e.g. receipt from ebay, gumtree or trusted retailer

Hire Bikes

Hire bikes must be insured for their full RRP as new with no depreciation.
You must have proof of your hire agreement with the hire company.

Enter the total price you paid for all accessories you wish to insure
(power meters must be included in the bike value) ?

Accessories such as bottle cages and bike computers can be added to your policy. The first £250 of accessories are included for free on all polices. Please note, stolen or damaged accessories and clothing can only be claimed for if the bicycle is stolen or damaged at the same time. However, we do cover theft of wetsuits and helmets from a transition zone under the Ultimate policy, and accidental damage to additional wheels on Performance and Ultimate Policies. Additional wheelsets, helmets and clothing need to be added to your policy separately to accessories.

Enter the value of any additional wheelsets you wish to insure ?

If you have additional wheelsets you wish to insure, for example a second pair of wheels you keep for racing, please enter their value here. Your primary pair of wheels should form part of the total bike value.

Value of helmets, clothing and wetsuits ?

If you are making a claim for your bicycle, you can claim for clothing damaged in the same incident up to the limit selected below. Over and above, helmets and wetsuits stolen from a transition zone can be claimed for independently.

Please provide us with the value of cover required for helmet, clothing and wetsuits.

Select your level of cover ?

We offer three levels of insurance to suit your requirements, from the race ready 'Ultimate' to the sportive focused 'Performance' and the no frills 'Essentials'. Depending on your bike details and how long you need cover for, some options may be unavailable.

Cover Change:

You have reached the limit for your selected Bicycle Insurance tier. In order to continue we’ve moved you up to our Ultimate tier. Essentials policies are unavailable for durations of less than a year. For more information on the limits of each of our Bicycle Insurance tiers, please refer to our comparison table.

Essentials
Our Essential level bicycle insurance is available as an annual policy for bikes valued up to £15,000 each, and policies totalling £60,000 including accessories. If you need to cover more expensive bikes, or you are looking for a short-term policy, please have a look at our Performance and Ultimate Bicycle Insurance tiers.

Performance
Our 'Performance' level bicycle insurance is available for bikes up to £15,000 each, and you can add up to £50,000 onto the policy including bikes, accessories, wheels and clothing. If you need to cover more expensive bikes, please have a look at our Ultimate Bicycle Insurance tier.

You need to provide the level of cover to proceed.

How many bicycle claims in the last 3 years?

Please provide us with the number of claims you have made in the past 3 years.

Unfortunately we cannot provide cover if you have had three or more claims in the last three years.

When would you like cover to start? ?

Cover can only be purchased up to 60 days in advance.

Cover start date is required.

Enter your date of birth

Age: ?

The age displayed is based on what your age will be when cover starts.

The date above is invalid, please check and supply a valid date.

Please confirm these statements about your Electric Pedal Cycle are true: ?

If you are unable to agree to these statements, it might mean we cannot insure your pedal cycle. Before proceeding please contact our support team who will be able to help.

{{statement }}

I Agree

You must agree to these statements about your electric pedal cycle to continue.

Please confirm that the statements below are true:

I am a resident in the UK.
I have never been convicted of a criminal offence which is required to be disclosed under the rehabilitation of offenders act at the date of this insurance application.
I have never had a policy cancelled, voided or renewal refused.
Including myself, no family members covered under this policy have been declared bankrupt or had any County Court Judgements (CCJs) made against them in the last five years.
Including myself, no family members covered under this policy are currently Professional Cyclists unless referred and agreed by us in advance.
I understand the security requirements of this policy, for a user friendly guide click here.

Check only if you agree to all of the above statements

You must agree with the statments above to proceed.

We cannot offer cover if the total value of cover is over £{{MaxTotalCoverInsured}}. Your current value of total cover is £{{TotalCoverInsured}}. Please adjust to proceed. £250 worth of accessories are included as standard, so that has been factored in.

You may only proceed if all required fields above have been supplied. Please review the message(s) above in order to proceed.

Pay in full

Pay on finance

TOTAL INC. TAX

Breakdown

NOTHING TO CALCULATE

{{GetBicycleTypeOfCover(Basket.BicycleQuotes[0].TypeOfCover)}} {{Basket.BicycleQuotes[0].IsRenewal ? 'Renewal' : 'Bicycle'}}

Including Tax

1. Paid by card today

2. First direct debit

3. Then 10x direct debits of

multi-bike discount

ebike discount

£250 Accessories

£{{ Basket.BicycleQuotes[0].AccessoriesValue}} Accessories

first £250 free

Additional Wheelset

Helmet and Clothing

1 x Free DNA+ kit

£ 0.00

Referral Discount

{{(BasketCosts.BicycleDiscount / BasketCosts.BicycleCost) * 100 | number: 0}}% Loyalty Discount

-{{BasketCosts.BicycleDiscount | currency:"£"}}

Referral Discount

-{{BasketCosts.ReferAFriendDiscount | currency:"£"}}

Diamond Discount

-{{BasketCosts.AdditionalDiscount | currency:"£"}}

Travel {{Basket.TravelQuotes[0].IsRenewal ? 'Renewal' : 'Insurance'}}

Travel Adjustment

{{(BasketCosts.TravelDiscount / BasketCosts.TravelCost) * 100 | number: 0}}% Discount

Discount

-{{BasketCosts.TravelDiscount | currency:"£"}}

{{ item.Count }} x {{item.AddOnText}}

£{{ Multiply(item.Value, item.Count) }}

Discount code: {{TruncateString(Basket.PromotionalCode, 14)}}

Add discount code

Are you sure?

Our loyalty discount is our biggest discount we offer. Using this discount code will wipe the 25% code that is currently applied to your renewal.

TOTAL COST

including tax

Annual upgrade

Including 25% discount

Including 15% discount

{{BasketCosts.BicycleCost - BasketCosts.BicycleDiscount | currency:"£"}}

Diamond Discount

-{{BasketCosts.AdditionalDiscount | currency:"£"}}

1 x Free DNA+ kit

£ 0.00

{{ item.Count }} x {{item.AddOnText}}

£{{ Multiply(item.Value, item.Count) }}

ESSENTIALS FEATURES

Free DNA+ security marking
(1 kit in the first year)
Crash & accidental damage
Theft home & away incl. vehicle
Vandalism
Zero depreciation
£2m third party public liability on listed bikes only
£2m third party public liability on listed bikes only
£2m third party public liability on any bike (named policy holder only, not family members)
£100k legal expense cover
Worldwide cover
European cover
Cover in transit
60% multi bike discount
Family cover
25% renewal discount
(even if you’ve made a claim)
Sportive/Charity event cover
Event withdrawal cover
(annual only)
Cover whilst racing
Theft from triathlon transition
Courier cycling (annual only)
Optional clothing & helmet cover
Emergency bike hire
Taxi reimbursement
Bike box cover
Physio & dental cover
Permanent injury cover

PERFORMANCE FEATURES

Free DNA+ security marking
(1 kit in the first year)
Crash & accidental damage
Theft home & away incl. vehicle
Vandalism
Zero depreciation
£2m third party public liability on listed bikes only
£2m third party public liability on listed bikes only
£2m third party public liability on any bike (named policy holder only, not family members)
£2m third party public liability on any bike (named policy holder only, not family members)
£100k legal expense cover
Worldwide cover
European cover
Cover in transit
60% multi bike discount
Family cover
25% renewal discount
(even if you’ve made a claim)
Sportive/Charity event cover
Event withdrawal cover
(annual only)
Cover whilst racing
Theft from triathlon transition
Courier cycling (annual only)
Emergency bike hire
Taxi reimbursement
Bike box cover
Physio & dental cover
Permanent injury cover

ULTIMATE FEATURES

Free DNA+ security marking
(1 kit in the first year)
Crash & accidental damage
Theft home & away incl. vehicle
Vandalism
Zero depreciation
£2m third party public liability on listed bikes only
£2m third party public liability on listed bikes only
£2m third party public liability on any bike (named policy holder only, not family members)
£2m third party public liability on any bike (named policy holder only, not family members)
£100k legal expense cover
Worldwide cover
European cover
Cover in transit
60% multi bike discount
Family cover
25% renewal discount
(even if you’ve made a claim)
Sportive/Charity event cover
Event withdrawal cover
(annual only)
Cover whilst racing
Theft from triathlon transition
Courier cycling (annual only)
Emergency bike hire
Taxi reimbursement
Bike box cover
Physio & dental cover
Permanent injury cover

FEATURES

Crash & accidental damage
Theft at or away from home
Theft from vehicle
Vandalism
Cover in transit
£2m third party public liability, No third party excess
Zero depreciation
Cover whilst participating in event
Event fee cancellation cover
Accessories cover
Emergency bike hire
Physio cover
Dental cover
Permanent injury cover

You can find the full policy wording, as well as our Insurance Product Information Document (IPID) here.

You can find the full policy wording here, and our Insurance Product Information Document (IPID) here.

DESIRED IMPLEMENTATION

Random Number:             : {{vm.RandomNumber}}

USER STATE

Is User Authenticated      : {{IsAuthenticated}}

Has 365 Bicycle            : {{UserState.HasAnnualBicyclePolicy}}

Has 365 Travel             : {{UserState.HasAnnualTravelPolicy}}

Been Bicycle               : {{UserState.BeenToBicycle}}

Been Travel                : {{UserState.BeenToTravel}}

Edit Mode                  : {{UserState.EditMode}}

GENERAL:

Show Travel Form           : {{ShowBicycleForm}}

Can Cross Sell             : {{CanCrossSell}}

STATUS:

Bicycle New Business       : {{Basket.BicycleQuotes[0].IsNewBusiness}}

Bicycle Renewal            : {{Basket.BicycleQuotes[0].IsRenewal}}

Bicycle Adjustment         : {{Basket.BicycleQuotes[0].IsAdjustment}}