Travel Insurance

BASKET DETAILS ADJUSTMENT DETAILS MORE DETAILS TOTAL INCL. TAX {{BasketCosts.Total | currency:"£"}}

{{GetBicycleTypeOfCover(Basket.BicycleQuotes[0].TypeOfCover)}} {{Basket.BicycleQuotes[0].IsRenewal ? 'Renewal' : 'Bicycle'}}	{{BasketCosts.BicycleCost \| currency:"£"}}
{{ bicycle.Make }} {{ bicycle.Model }}	{{ bicycle.InsuredCostAnnual \| currency: "£" }} multi-bike discount ebike discount
{{(BasketCosts.BicycleDiscount / BasketCosts.BicycleCost) * 100 \| number: 0}}% Discount	-{{BasketCosts.BicycleDiscount \| currency:"£"}}
Referral Discount	-{{BasketCosts.ReferAFriendDiscount \| currency:"£"}}
Diamond Discount	-{{BasketCosts.AdditionalDiscount \| currency:"£"}}
Free DNA+ kit	£ 0.00
Travel Insurance:	{{BasketCosts.TravelCost \| currency:"£"}}
{{(BasketCosts.TravelDiscount / BasketCosts.TravelCost) * 100 \| number: 0}}% Discount	-{{BasketCosts.TravelDiscount \| currency:"£"}}
{{item.AddOn.ShortName}}	{{item.AddOn.Price \| currency:"£"}}
Discount Code:	{{Basket.PromotionalCode}}

Add discount code

We also offer separate Cycle Travel Insurance

Would you like to purchase this at the same time?

Travel Insurance

If you need cover as a professional, including coaching or as a group ride leader, this travel insurance is not suitable.

Take a look at our business site where we can give you a quote as a business or professional.

How long do you need cover for? ?

Our Travel Insurance is available as an annual multi-trip policy, or as short term policies to cover single trips. If you need cover for a single trip you can set your start and end dates, and we'll calculate the premium. If you are taking several holidays over the year, chances are the multi trip will provide better value for money. We even include winter sports cover on our annual policies to save you looking for another supplier later in the year.

If you have already made travel arrangements and do not have travel insurance you should start your cover immediately to ensure that you are covered in case you need to cancel your trip before you go. You can select a cover start date within 30 days of today’s date.

Single Trip

Annual Multi-Trip

Please provide us with the length of cover you require.

When would you like cover to start? ?

Cover start date is required.

When would you like cover to end?

Cover end date is required.

Cover can only be purchased up to 30 days in advance.

Cover can only be purchased up to 120 days in advance.

Number of days cover for single trip is: {{Basket.TravelQuotes[0].LengthOfCover}} days

Your cycling activities ?

We cover leisure cycling on your holiday as standard. For all other cycling activities, you will need to add a “Cycling Activity Pack”, level A, B, or C. Just tell us what kind of cycling you will be doing, and we’ll match it to the right activity pack. You can also read our full list of cycling activities and see which activity pack they are in by clicking here.

What will be the primary cycling activity on your trip(s)?

What will be your main activity type?

You need to add at least one activity before proceeding.

Looks like you have started adding or editing an activity. Please review your changes before you proceed.

Cycling Activity Pack {{ActivityPackLetter}} selected

You will be covered for the activity(s) selected above, plus all activities listed in Cycling Pack {{ActivityPackLetter}} and below. Read the full list of activities you will be covered for , or add additional cycling activities.

No activity pack selected

You will be covered for leisure cycling while on your holiday. If you need cover for any other cycling activities, make sure to add them above so we can apply the correct Cycling Activity Pack. Click here to read the full list of activities we can cover.

Would you like to add winter sports cover? ?

Add 17 days winter sports cover per year for all the travellers on your policy

YES

The question above needs to be answered.

Where are you travelling? ?

This insurance policy offers three coverage areas:

“Europe incl.” the continent of Europe west of the Ural Mountains which includes: the Isle of Man, the Channel Islands, Egypt, Iceland, Ireland, Jordan, Madeira, Morocco, the Canary Islands, the Azores, the Mediterranean Islands and countries bordering the Mediterranean (including Turkey).

“Worldwide exc.” provides worldwide coverage, excluding Canada, the Caribbean, Cuba, Iran, Japan, Mexico, North Korea and USA.

“Worldwide incl.” provides worldwide coverage except for Iran, North Korea, and Cuba.

The selected and paid-for coverage area will be stated in the policy schedule, and travel outside the chosen area will not be covered.

Please let us know where you plan to travel.

Who requires cover? ?

We provide discounts for couples, families and groups purchasing together. Even if you aren't all riding, family cover will ensure the cyclist is completely covered while riding, while the whole family is covered for any other eventuality on holiday.

Please let us know who to cover.

Total number of travellers to be covered

Number of travellers to be covered is required.

Tell us about the people you wish to cover

Adult

First Name:

Firstname is required

Last Name:

Surname is required

Date of Birth:

The date selected is invalid. Please check the date and supply a valid date.

PERSON:

{{Person | json}}

What is the maximum number of days per trip you would like cover for?

PRE-EXISTING MEDICAL CONDITIONS

Accepted Pre-Existing Medical Condition

We automatically include cover for the following list of pre-existing medical conditions.
The condition must have been kept stable and well controlled for the last 12 months by medication, which was prescribed by a medical practitioner, and you must not have needed to go into hospital or have been referred to a specialist because your condition has got worse.

Click to read the list of automatically covered pre-existing medical conditions

We automatically include cover for the following list of pre-existing medical conditions. You and/or your travelling companions are covered for a condition on the list as long as any words in brackets apply to you.

The condition must have been kept stable and well controlled for the last 12 months by medication, which was prescribed by a medical practitioner, and you must not have needed to go into hospital or have been referred to a specialist because your condition has got worse.

Acne
ADHD - attention deficit hyperactivity disorder
Allergic reaction (anaphylaxis) provided you have not needed hospital treatment in the last 2 years
Allergic rhinitis
Arthritis (the affected person must be able to walk independently at home without using mobility aids)
Asthma (as long as it was diagnosed before age 50, and you are not taking/using more than 2 medications/inhalers and have not been admitted to hospital in the last year)
Blindness or partial sightedness
Carpal tunnel syndrome
Cataracts
Chickenpox - if fully resolved
Common cold or flu
Cuts and abrasions that are not self-inflicted and require no further treatment
Cystitis (provided no ongoing treatment)
Deafness
Diabetes (providing there have been no complications, for example, impaired kidney function, heart disease, peripheral vascular disease, leg or foot ulcers, retinal damage, nerve damage, leg or foot amputation, liver damage)
Diarrhoea and vomiting -if fully resolved
Eczema
Enlarged prostate -benign only
Essential tremor
Glaucoma
Gout
Haemorrhoids
Hay fever
Ligament or tendon injury – provided you are not currently being treated
Macular degeneration
Menopause
Migraine – provided there is no ongoing investigation
Nasal polyps
PMT
RSI (repetitive strain injury/tendinitis)
Sinusitis
Tinnitus
Underactive or overactive thyroid
Urticaria
Varicose veins in the legs

Pre-Existing Medical Conditions not covered by this policy

There is no cover for any other pre-existing medical condition, defined as the following:

a) a respiratory condition (relating to the lungs or breathing), heart condition, stroke, Crohn’s disease, epilepsy or cancer which you have ever had treatment for (this includes surgery, tests or investigations by a medical practitioner and having prescribed drugs or medication for)

b) a disease, illness or injury which you have had surgery, in-patient treatment or investigations for in a hospital or clinic within the last twelve months

c) a disease, illness or injury which you are taking prescribed drugs or medication for

d) a disease, illness or injury which you have had a terminal prognosis for

e) a disease, illness or injury you are aware of but which you has not yet been formally diagnosed

f) a disease, illness or injury which you are on a waiting list for or that you know needs surgery, treatment or investigation at a hospital, clinic or nursing home.

I understand

The question above needs to be answered.

If you require additional cover for a pre-existing medical condition, you can view a directory set up by the Money and Pensions Service. This directory provides easy access to companies that specialise in providing cover for pre-existing medical conditions, to enable customers to find the best value cover.

The directory can be accessed at:

https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777

Yellow Jersey are not connected to the insurers provided by the directory. As we offer a travel insurance product aimed at cyclists you should ensure that, if using a firm on the directory, they are able to cover your intended cycling activities.

PRE-EXISTING MEDICAL CONDITION(S)

Our policy automatically covers you for one pre-existing medical condition from this list.

- Do you suffer from 2 or more automatically covered conditions?

Acne
ADHD - attention deficit hyperactivity disorder
Allergic reaction (anaphylaxis) provided you have not needed hospital treatment in the last 2 years
Allergic rhinitis
Arthritis (the affected person must be able to walk independently at home without using mobility aids)
Asthma (as long as it was diagnosed before age 50, and you are not taking/using more than 2 medications/inhalers and have not been admitted to hospital in the last year)
Blindness or partial sightedness
Carpal tunnel syndrome
Cataracts
Chickenpox - if fully resolved
Common cold or flu
Cuts and abrasions that are not self-inflicted and require no further treatment
Cystitis (provided no ongoing treatment)
Deafness
Diabetes (providing there have been no complications, for example, impaired kidney function, heart disease, peripheral vascular disease, leg or foot ulcers, retinal damage, nerve damage, leg or foot amputation, liver damage)
Diarrhoea and vomiting -if fully resolved
Eczema
Enlarged prostate -benign only
Essential tremor
Glaucoma
Gout
Haemorrhoids
Hay fever
Ligament or tendon injury – provided you are not currently being treated
Macular degeneration
Menopause
Migraine – provided there is no ongoing investigation
Nasal polyps
PMT
RSI (repetitive strain injury/tendinitis)
Sinusitis
Tinnitus
Underactive or overactive thyroid
Urticaria
Varicose veins in the legs

YES

The question above needs to be answered.

Have you or any of your travelling companions ever suffered from, been investigated for, treated for or diagnosed with;

- Any respiratory condition (relating to the lungs or breathing), heart condition, stroke, Crohn's disease, epilepsy, allergy, or cancer for which you have ever received treatment (including surgery, tests or investigations by a doctor or a consultant/ specialist or prescribed medication)

YES

The question above needs to be answered.

- Any psychiatric or psychological condition (including anxiety, stress and depression) for which you have suffered which you have received medical advice or treatment or been prescribed medication for in the last five years.

YES

The question above needs to be answered.

- Any medical condition for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last 12 months, or for which you are prescribed medication.

YES

The question above needs to be answered.

We offer a medical screening service where you may be able to purchase additional cover. Would you like to include cover for pre-existing conditions?

YES

The question above needs to be answered.

You understand that no cover is available under this policy for any claim which is directly or indirectly linked to the medical condition(s) which caused you to answer yes to any of the questions above, and you have chosen not to purchase additional cover for pre-existing medical condition.

Alternatively you can view a directory set up by the Money and Pensions Service. This directory provides easy access to companies that specialise in providing cover for pre-existing medical conditions, to enable customers to find the best value cover. The directory can be accessed at https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777.

I agree with the above statement.

If you have answered yes to any of the medical questions you will need to confirm the statement above.

The medical screening helpline is an optional service for customers to establish if additional cover can be offered for pre-existing medical condition(s).

If you'd like to go ahead, please purchase the Yellow Jersey Travel Insurance and then contact the medical screening helpline on UK +44 (0)1702 427 237.

When contacting this service, you will be asked for your policy number, personal details and travel information.

During the call you will be advised whether the pre-existing medical condition(s) can be covered. An additional premium may be quoted and the advisor will explain if any amendments will be made to the policy terms and conditions.

If terms can be provided and you elect to take up the offer, you will be given a screening reference number and a letter will be sent.

Any premium for additional cover will be paid directly to the screening helpline and not to Yellow Jersey.

If for any reason you are not able to purchase additional cover and you wish to cancel the main travel policy, Yellow Jersey will offer a full no quibble refund within the first 14 days of purchase.

As we are unable to provide you with a cost to include cover for your pre-existing medical condition(s) until you contact the medical screening service, as an alternative, you can view a directory set up by the Money and Pensions Service.

This directory provides easy access to companies that specialise in providing cover for pre-existing medical conditions, to enable customers to find the best value cover. The directory can be accessed at https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777.

I understand and wish to continue purchasing my Yellow Jersey Travel policy.

Please confirm that the statements below are true:

I have never been convicted of a criminal offence which is required to be disclosed under the rehabilitation of offenders' act at the date of this insurance application.
I have never had a policy cancelled, voided or renewal refused.
My trip has not yet started.
My trip will start and end in my country of residence.
Where single trip is selected the dates selected above cover the full duration of my trip.

Check only if you agree to all of the above statements

You must agree with the statments above to proceed.

You may only proceed if all required fields above have been supplied. Please review the message(s) above in order to proceed.

Pay in full

Pay on finance

TOTAL INC. TAX

Breakdown

NOTHING TO CALCULATE

{{GetBicycleTypeOfCover(Basket.BicycleQuotes[0].TypeOfCover)}} {{Basket.BicycleQuotes[0].IsRenewal ? 'Renewal' : 'Bicycle'}}

Including Tax

1. Paid by card today

2. First direct debit

3. Then 10x direct debits of

multi-bike discount

ebike discount

£250 Accessories

£{{ Basket.BicycleQuotes[0].AccessoriesValue}} Accessories

first £250 free

Additional Wheelset

Helmet and Clothing

1 x Free DNA+ kit

£ 0.00

Referral Discount

{{(BasketCosts.BicycleDiscount / BasketCosts.BicycleCost) * 100 | number: 0}}% Loyalty Discount

-{{BasketCosts.BicycleDiscount | currency:"£"}}

Referral Discount

-{{BasketCosts.ReferAFriendDiscount | currency:"£"}}

Diamond Discount

-{{BasketCosts.AdditionalDiscount | currency:"£"}}

Travel {{Basket.TravelQuotes[0].IsRenewal ? 'Renewal' : 'Insurance'}}

Travel Adjustment

{{(BasketCosts.TravelDiscount / BasketCosts.TravelCost) * 100 | number: 0}}% Discount

Discount

-{{BasketCosts.TravelDiscount | currency:"£"}}

{{ item.Count }} x {{item.AddOnText}}

£{{ Multiply(item.Value, item.Count) }}

Discount code: {{TruncateString(Basket.PromotionalCode, 12)}}

Add discount code

Are you sure?

Our loyalty discount is our biggest discount we offer. Using this discount code will wipe the 25% code that is currently applied to your renewal.

TOTAL COST

including tax

Annual upgrade

Including 25% discount

Including 15% discount

{{BasketCosts.BicycleCost - BasketCosts.BicycleDiscount | currency:"£"}}

Diamond Discount

-{{BasketCosts.AdditionalDiscount | currency:"£"}}

1 x Free DNA+ kit

£ 0.00

{{ item.Count }} x {{item.AddOnText}}

£{{ Multiply(item.Value, item.Count) }}

COVER SUMMARY

Covid Cover - (details HERE)
Trip Cancellation, £5,000
Medical Expenses, £10m
Heli Rescue (medical emergency only)
Repatriation, £10m
Dental Treatment, £250
Hospital Benefit, £500
Baggage, £5,000
Delayed Baggage, £250
Personal Money, £500
Travel Delay, £250
Holiday Abandonment, £5,000
Missed Departure, £1,000
Loss of Limbs or Sight, £20,000
Permanent Disablement, £20,000
Death Benefit, £10,000
Personal Liability, £2m

Cycle Cover ?

Your bicycle is not covered on this policy should it get lost or damaged either in transit or during your trip. The travel insurance offers some basic cycle cover such as emergency cycle hire if yours is delayed in transit, and breakdown cover in the form of onward travel to your next destination if the cycle is your only method of transport. Additional cover is provided by our bicycle insurance policy.

Emergency Cycle Hire, £500
Race Fee Cancellation Cover, £500
Cycle Breakdown Benefit, £200
Cycle Repatriation Benefit, £250
Gadget Cover, £2,000

Winter Sports (Annual Only)

Ski Equipment, £350
Ski Hire, £300
Ski Pack, £200
Piste Closure, £300
Delay due to Avalanche, £300

Ski Equipment, £350
Ski Hire, £300
Ski Pack, £200
Piste Closure, £300
Delay due to Avalanche, £300

You can find the full policy wording, as well as our Insurance Product Information Document (IPID) here.

USER STATE:

Is User Authenticated      : {{IsAuthenticated}}

Has 365 Bicycle            : {{UserState.HasAnnualBicyclePolicy}}

Has 365 Travel             : {{UserState.HasAnnualTravelPolicy}}

Been Bicycle               : {{UserState.BeenToBicycle}}

Been Travel                : {{UserState.BeenToTravel}}

Edit Mode                  : {{UserState.EditMode}}

GENERAL:

Min Age                    : {{MinAge}}

Max Age                    : {{MaxAge}}

Valid Max Age              : {{IsMaxAgeValid}}

Cover Button               : {{CoverDuration}}

Hide Travel Form           : {{HideTravelForm}}

Can Cross Sell             : {{CanCrossSell}}

STATUS:

Travel New Business        : {{Basket.TravelQuotes[0].IsNewBusiness}}

Travel Renewal             : {{Basket.TravelQuotes[0].IsRenewal}}

Travel Adjustment          : {{Basket.TravelQuotes[0].IsAdjustment}}

VALIDATION:

Form Invalid               : {{TravelQuoteForm.$invalid}}

Length Invalid             : {{Basket.TravelQuotes[0].LengthOfCover === 0}}

Type Invalid               : {{Basket.TravelQuotes[0].TypeOfCover === 0}}

Region Invalid             : {{Basket.TravelQuotes[0].RegionOfCover === 0}}

Travellers Dates Invalid   : {{TravellersDatesInvalid}}

Cover Start Invalid        : {{CoverStartDateInvalid}}

{{membershipType}} Members

Your {{membershipType}} discount has been removed because we could not verify your membership number.

{{membershipType}} Members

We've applied your {{membershipType}} discount based on your membership level. Your premium is now {{BasketCosts.Total | currency:"£"}}, saving you {{BasketCosts.BicycleDiscount + BasketCosts.TravelDiscount | currency:"£"}}. The basket above has been updated.